Collection of Information You Provide to Us: We may ask you to provide us: (i) your first and last name, email address, business, address, phone number, date of birth or other information that could reasonably be used to identify you personally (hereinafter “Personal Information”). We may collect this information from you at various times and places, such as when you: (1) submit your information to inquiry about a potential funding; or (2) submit an application permitting Parachute to run your credit (both soft and hard checks).  Your decision to provide this information is voluntary.

How We Use the Information We Collect: We may collect and may make use of your personal information to assist in the operation of our website and to ensure delivery of the services you need and request. We do not now, nor will it in the future, sell, rent or lease any of our customer lists and/or names to any third parties. We may feel it necessary, from time to time, to make contact with you on behalf of third-parties with regards to a potential new offers which may be of interest to you. If you consent in such, then, at that time, your personally identifiable information may be shared with such third parties.

We may also share specific data with our affiliates and partners in an effort to conduct statistical analysis, provide you with email and/or postal mail, deliver support and/or arrange for deliveries to be made. 

Your California Privacy Rights: We may from time to time elect to share certain information about you collected by us on the Site with third parties for those third parties’ direct marketing purposes. California Civil Code Section 1798.83 permits California residents who have supplied personal information, as defined in the statute, to us, under certain circumstances, to request and obtain certain information regarding our disclosure, if any, of personal information to third parties for their direct marketing purposes. If this applies, you may obtain the categories of personal information shared and the names and addresses of all third parties that received personal information for their direct marketing purposes during the immediately prior calendar year (e.g., requests made in 2014 will receive information about 2013 sharing activities). To make such a request, please provide sufficient information for us to determine if this applies to you, attest to the fact that you are a California resident and provide a current California address for our response. To make such a request (limit one request per year), please submit a written request to us using the “Contact Us” methods below (limit one request per year).

In addition to the above rights, California residents have additional rights under the California Civil Code Section 1798.100, et seq. These rights are as follows: (i) California residents have the right to request that we disclose to them what Personal Information we collect, use, disclose and sell; you may request to know the categories of Personal Information collected about you or the specific pieces of Personal Information collected about you (“Right to Know”); (ii) California residents have the right to request that we delete their Personal Information we have collected or maintained (“Right to Request Deletion”); (iii) California residents have the right to opt-out of the sale of their Personal Information (“Right to Opt-Out”); and (iv) California residents have the right not to receive discriminatory treatment by us for the exercise of their privacy rights conferred by the CCPA.

Sale of California Residents’ Personal Information: We do not sell California residents’ Personal Information to third parties.

Minors and Children Under 16: We do not sell the Personal Information of minors under 16 years of age without the affirmative prior authorization of such consumers or their parental guardians.

Exercising California Residents’ Privacy Rights: As a California resident, you have certain additional rights with respect to your Personal Information. You can submit your request to exercise these various rights (including the Right to Know and the Right to Request Deletion) by contacting us as described below in the “Contact Us” section.

Process for Verifying a Consumer’s Request: We will verify any consumer’s request to exercise the Right to Know or the Right to Request Deletion using a process that allows us to verify the request is legitimate where we will require you to provide us with a certain number of data points to ensure that we can verify your identity.

Exercising the Right to Know: If you are requesting to know the categories of Personal Information collected, we may require two data points to be provided by you that match two of the data points that we maintain in our records, so that we may verify your identity with a reasonable degree of certainty. If you are requesting to know specific pieces of Personal Information collected, a higher bar for verification is required (a reasonably high degree of certainty), which may require us to match three data points of information provided by you with three data points that we maintain in our records together with a signed declaration under penalty of perjury that you are the individual whose Personal Information is the subject of the request. We will maintain all signed declarations as part of our record-keeping obligations under the CCPA.

Exercising the Right to Request Deletion: If you submit a request that we delete your Personal Information, the level of reasonable certainty that will be required through our verification process will depend on the nature of the Personal Information being requested to be deleted. For sensitive Personal Information, we will require that three data points provided by you match three data points we maintain in our records along with a signed declaration under penalty of perjury that you are the individual whose Personal Information is the subject of the request. For all other kinds of Personal Information subject to a deletion request we will collect the requisite data points consistent with a reasonable degree of certainty standard described above. We will act in good faith when determining what standard to applying when verifying all consumer requests.

Inability to Verify a Request: If we are unable to verify your identity to a degree of certainty as required by the CCPA through any reasonable method, we will state that we are unable to verify in a written response to you along with a reason as to why there is no reasonable method by which we can verify your identity. We will evaluate our methods for verifying the identity of all consumers who request to know or delete Personal Information on a yearly basis.

Authorized Agents: As a California resident, you may designate an authorized agent to act on your behalf to make a request under the CCPA, such as requesting disclosure of any Personal Information we have sold or collected; or requesting deletion of such Personal Information. If you should use an authorized agent to exercise your various rights under the CCPA, we may require that you provide your authorized agent with written permission to exercise your various rights and to verify your own identity with us through the processes laid out in the section titled Exercising California Residents’ Privacy Rights, above. If your authorized agent does not submit proof that they have been authorized by you to submit verified requests for disclosure and deletion, we reserve the right to deny such a request that we have received and will explain to your authorized agent why we have denied such request.

Transfer of Information to and from the United States: Our Site is operated in the United States. If you are located outside of the United States, please be aware that information we collect, including Personal Information, will be transferred to, and processed, stored and used in the United States. Additionally, information, including Personal Information, may be transferred by us outside of the United States. The data protection laws in the United States may differ from those of the country in which you are located, and your information may be subject to access requests from governments, courts, or law enforcement in the United States according to laws of the United States and may be subject to access requests from governments, courts, or law enforcement in the other countries according to laws of these countries. By using the Site or providing us with any information, you consent to the transfer to, and processing, usage, sharing and storage of your information in the United States and in other countries, as set forth in this Privacy Policy.

Security: We incorporate commercially reasonable safeguards to help protect and secure your Personal Information. However, no data transmission over the Internet, mobile networks, wireless transmission or electronic storage of information can be guaranteed 100% secure. As a result, we cannot guarantee or warrant the security of any information you transmit to or from our Site, and you provide us with your information at your own risk.